Healthcare System in Panama: everything you need to know

How does the Panamanian health system work?

The health care system in Panama is divided into two programs, the Ministry of Health (Minsa) and the Social Security Fund (CSS). The Social Security Fund is financed by contributions from employers and employees. About 90% of the local population accesses health services through these two public institutions. Both systems must provide health services to anyone throughout the country who requires them, regardless of whether they have coverage or not. However, the availability of quality services varies greatly depending on the place and the person who needs it.

The indigenous and rural population, for example, are not covered by the CSS and have great difficulty in receiving medical care. The system is segregated, as some have access to quality health care in good facilities, while others suffer from a shortage of bed units and professionals. The wealthier population of the country has progressed greatly in recent years and has allowed Panama to become a popular destination that even receives medical tourists, but those who still live in poverty have not benefited at all, least of all in terms of health.

The private system is used by the few who can afford it, about 10% of the population. The best private clinics are in Panama City. Most doctors prefer to work there because salaries are much higher, which is another factor that has contributed to the centralization of health care in the big cities. 

How does the system work for foreigners?

People who move to Panama for work, whether in a private or public company, must register with the social security and pay a monthly fee so that they and their families are covered by the system. The CSS offers coverage only to those who pay taxes to the government.

Since the system designed for Panama's working class, it suffers from very long waiting times and facilities without much technology. If you want to be treated in the best clinics in the country, you will have to pay more for private health insurance, but you will have the opportunity to receive high quality care.

If you live in Panama City or another major city, you will have good clinics and hospitals available. As an expat, you have access to private clinics either through your insurance or by paying for treatment in advance. However, if you are in a rural area, it can be difficult to find a health center with trained professionals.

It is very important to have health insurance when traveling to Panama. If you are traveling for tourism, travel insurance or international health insurance will provide coverage for any medical emergency you may have.

To find the best health insurance coverage in Panama, visit InternationalHealth.com to compare, quote and purchase your health insurance plan today.

If you are going to have medical treatment, make sure that the insurance you purchase has coverage in the health center where you are going to be treated. 

What do I do if I have an emergency in Panama?

If you need assistance from an ambulance in Panama, you should dial 911, just like in the USA. For a specific CSS ambulance, the number is 107.

To receive help from the fire department, the number is 103 and for the police, 104. There is also a special line for tourist police, for this dial 511- 9262.

How do pharmacies operate in Panama?

There are large chains of pharmacies in Panama where you can buy all kinds of prescription and non-prescription drugs. In some you can also buy food, hygiene and beauty products and even school supplies and supplies for your home.

Entry Requirements

There are currently no restrictions to travel to Panama due to the Covid-19 pandemic.

At the time of entry you may be asked for evidence that you have enough money to support yourself during your stay in the country. You may also be asked to show your return ticket.