How do I choose the perfect International Health Insurance for me?

Do you work, study or live abroad? Would you like to have access to the best healthcare in the world's leading medical centers? 🌎

International medical insurance is a private medical expenses insurance that has coverage in every country of the world. They are ideal for expatriates, digital nomads, students, remote workers, or simply for those looking for better protection than what is delivered by the local offer in their country.

The first thing you need to know before you start quoting is that there is no perfect plan that is the same for everyone. The insurer that has the best plan for you depends exclusively on your profile (or that of your insurance group), your budget and your health preferences.

 

How to hire International Medical Insurance in 5 steps 🖐️

InternationalHealth.com is the first and only platform that allows anyone to quote, compare and hire health insurance with global coverage in a couple of minutes. We teach you how to use our platform to get the most out of it and find the best plan for you. You can do it from your computer or cell phone.

 

1.- Go to https://internationalhealth.com/en/Compare and define the profile of those who will be insured.

In order for our algorithm to give you the best recommendation, it is important that you enter the information of all those who would be covered under the insurance.

Enter your age, gender, nationality and the country where you will be residing primarily while using the insurance.

Additionally you can add dependents, such as children or spouses. You must indicate the gender of each, their age and relationship. 

2.- Establish your budget and deductible.

In price comparison tool, below the profile entry box, you will find a section to set the price range you are willing to pay monthly for your insurance. We will show you options that fall within that range only.

In the same way, adjust the deductible range. The deductible is the amount you will pay for medical expenses before the insurance coverage begins.

3.- Define your coverage

If you want the search results to be even more accurate, you can indicate which benefits you are interested in including in the plan. It can be Hospital, Outpatient, Dental, Maternity, Vision, Oncology, Evacuation, USA Coverage and Local Coverage.

4.- Compare insurance plans

On the screen you will be able to see the different options we found for you ranked according to the profile and requirements you entered. If you wish, you can also sort them by price or popularity.

Now you will be able to see the main features of each plan. If there is one that catches your attention, you can click on the "See details" button to learn more about its specifications. We recommend that you pay special attention to the permanence restrictions, the network of clinics where you can make use of the insurance, and whether or not it covers certain pre-existing conditions.

5.- Hire your plan!

Once you find an international health insurance plan you like, you can start the hiring process 100% online.

 


What type of coverage does International Medical Insurance offer?

 

✔ Hospitalization

It covers the largest expenses, such as operations, surgeons' fees, hospital room costs, exams, medications, and everything else involved in hospitalization. These are some of the most expensive services in health care.

✔ Outpatient Expenses.

Daily visits to the doctor, blood tests, consultations with specialists, preventive examinations, etc. These expenses are cheaper, but usually more frequent in people's daily lives.

✔ Maternity

Covers all associated expenses. Just keep in mind that there is a waiting period of approximately 10 months to access the benefit, so if you are planning on having a family, it is best to have the insurance active beforehand.

✔ Dental expenses.

Daily consultations and preventive checkups.

✔ Repatriation and evacuation.

If the treatment you need is not available locally in the country you are in, it covers you for travel costs to your home country. In addition, it covers the cost of transportation to the nearest medical center in the event of an accident.

 

 

Unlike travel insurance, which only offers limited coverage, international health insurance covers medical visits, hospitalizations and medications and may include repatriation, dental expenses, death or disability.

 

 

FAQ'S

 

For whom are these insurances intended? 🤔

People who live abroad for 1 year or more for work, studies or lifestyle.

People who live in their home country but spend long periods of time abroad each year for their work or lifestyle.

People who live in their home country, but wish to have the possibility of accessing medical treatment abroad on a complementary basis because they consider the quality of this to be better than what is available to them at home.

Mmmmmm... Sounds interesting, but how long does this insurance last?

International medical insurance is designed to cover overseas travel for a long duration: 12 months or more.

✔How much do they cost? 💰

The cost per person can range from $100 to $4,000 per month. This will depend on your age, region of coverage, health status and the level of coverage you wish to have.

✔How is it different than travel insurance? ✈️ We invite you to read the following article👉 Travel Insurance or International Medical Insurance: Which one do I need?

 

Need more guidance before hiring?

At InternationalHealth.com we want you to feel satisfied and confident with your purchase. Therefore, you can contact us to receive advice and guidance from an executive who will orient you through the process and clarify any doubts.

You can request help through the products in the comparison tool, or you can also fill out the following form.

 

Why should I hire Health Insurance at InternationalHealth.com?

 

☑️ You can find and hire the best alternative for you and your family.

☑️ It is completely free. You will find the same value as hiring it directly with the company, but adding all the IH after-sales service.

☑️ We work with all insurers. You will have the best alternatives to quote and compare.

Updated to

Tuesday November 26, 2024

so that you are up to date.


Sebastián RamírezQP Publishing

Content Creator at QPTech. Generating dynamic and entertaining content to help you become familiar with different healthcare systems around the world.