Administrators A Plus International Services Limited Room 4, 17thFloor, Westlands Centre, 20 Westlands Road, Quarry Bay, Hong Kong China S.A.R. Tel:+ 852 2891 3608 Fax:+ 852 2891 3229 Email: [email protected] Concepts and trademarks are licensed from A Plus International Insurance Development AG CH-8032 Zurich, Switzerland www.aplusii.com Your Health First Worldwide Plans Benefits Table effective 1/1/2022
Benefits Table -effective1/1/2022 Note: The General Conditions can be provided upon request or downloaded from www.aplusii.com Important notice: 1) Only expenses which are‘reasonable & customary’can qualify for reimbursement. (for all plans and options) 2) Unless indicated otherwise, allceilingsmentioned in this table are applicableper Insured andper Insurance Year. 3) Fordefinitions of the termsused in this table, reference is explicitly made to article 1.2. (‘Definitions’) of Chapter I of the General Conditions. 4) Pre-existing conditions are covered subject to acceptance by the medical consultant at the time of enrolment. Level of cover is according to the limits of the plan chosen. HospitalisationGlobal 80Global 100Global 100 Plus BENEFITSa) Hospitalisationa) Hospitalisation b) Outpatient 80% c) Other Benefits a) Hospitalisation b) Outpatient 100% c) Other Benefits a) Hospitalisation b) Outpatient 100% c) Maternity treatment d) Other Benefits Maximum total reimbursement per Insured and per insurance year Premiums and claims shall be payable in US$, EUR, GBP or CHF, according to the currency in which the policy has been concluded. * $ 1,350,000 € 1,000,000 GBP 900,000 CHF 1,500,000 $ 2,025,000 € 1,500,000 GBP 1,350,000 CHF 2,250,000 $ 4,050,000 € 3,000,000 GBP 2,700,000 CHF 4,500,000 $ 4,050,000 € 3,000,000 GBP 2,700,000 CHF 4,500,000 HospitalisationGlobal 80Global 100Global 100 Plus 1. Inpatient Care (with overnight stay in hospital) Important:Precertification is always required except in case of emergency (see article 2.1.3.4. ‘precertification’ in General Conditions). Failure to comply with the precertification requirement could lead to a reduction of the reimbursement. Hospital accommodation -Room & board (standard private room or semi-private if private room is not available)Full CoverFull CoverFull CoverFull Cover - Intensive Care Unit (ICU)Full CoverFull CoverFull CoverFull Cover -One accompanying parent for child under age 16 having to stay overnight in hospital Full Cover up to 14 days Full Cover up to 14 days Full Cover up to 14 days Full Cover up to 14 days Doctors' fees (including surgeon's & anaesthetist's fees)Full CoverFull CoverFull CoverFull Cover Other medical expenses, including: - use of operating room and recovery room - lab exams / - medical imaging (X-ray, CT, MRI, etc.) - prescription drugs and dressings - physiotherapy - logopaedic treatment, speech therapy, occupational therapy and ergo therapy Full CoverFull CoverFull CoverFull Cover Cancer treatment (e.g. radiotherapy, chemotherapy) and diabetes, kidney dialysis, excluding all experimental treatments Full CoverFull CoverFull CoverFull Cover Psychiatric inpatient hospital care Full Cover up to $ 13,500 / € 10,000 / GBP 9,000 / CHF 15,000 Full Cover up to $ 13,500 / € 10,000 / GBP 9,000 / CHF 15,000 Full Cover up to $ 13,500 / € 10,000 / GBP 9,000 / CHF 15,000 Full Cover up to $ 13,500 / € 10,000 / GBP 9,000 / CHF 15,000 Accidental Damage to teeth (treatment received in an emergency ward of a hospital within 5 days of incurring an accidental damage to sound and natural teeth) Full CoverFull CoverFull CoverFull Cover * Euro, GBP and CHF only available to residents in the European Union and Switzerland