Terms and Conditions of Use and Privacy Policy of Internationalhealth.com

These terms and conditions of use ("Terms and Conditions") constitute a legally binding contract between you ("User") and Internationalhealth.com, a service platform that offers access to and comparison of international health insurance products and services through its website https://internationalhealth.com (the "Portal"). By accessing, browsing, or using the Portal and its services (the "Services"), you agree to these Terms and Conditions in their entirety. If you do not agree with the Terms and Conditions, you must refrain from using the Portal and the Services.

Purpose of the Portal
Internationalhealth.com offers an online platform that allows Users to compare the features, benefits, prices, and conditions of various health insurance products offered by different international insurance companies (the "Companies"). The purpose of the Portal is to provide Users with an efficient and reliable tool for selecting the product or service that best suits their needs.
The Services provided by Internationalhealth.com do not constitute an offer for the sale of insurance, nor personalized advice or recommendations. Users are responsible for making decisions based on the information presented on the Portal and must carefully review the conditions and terms of each product before contracting it with the corresponding Company.

Use of the Portal and Acceptance of the Terms
The User acknowledges that by using the Portal, they accept and are subject to these Terms and Conditions. Access to the Services is free for the User, unless otherwise specified for specific services.
The User guarantees that the information provided while using the Portal is truthful, complete, and up to date. Internationalhealth.com is not responsible for inaccuracies or untruthfulness in the data provided by Users or Companies.

User Responsibility
By accepting these Terms and Conditions, the User agrees to:

  • Use the Portal responsibly and in accordance with applicable law.
  • Not use the Portal for fraudulent or illegal purposes.
  • Not manipulate or alter the information provided by the Companies on the Portal.
  • Not take actions that could damage, interrupt, or interfere with the operation of the Portal.
    Failure to comply with any of these obligations may result in the suspension or cancellation of the User's access to the Portal.

Privacy Policy
Internationalhealth.com is committed to protecting the privacy of its Users' personal data. Below are the practices for the collection, use, storage, and protection of personal data provided by the User.
a) Collection of Personal Data:
When the User accesses and uses the Portal, personal data such as name, email address, country of residence, and insurance preferences may be collected. This information is necessary to facilitate the provision of the Services.
b) Use of Information:
The personal data provided by the User will be used exclusively for purposes related to the provision of the Services, such as product comparison, communication with the Companies, and sending information related to the requested quotes.
c) Data Protection:
Internationalhealth.com implements appropriate security measures to protect the User's information against unauthorized access, alteration, disclosure, or destruction. However, the User acknowledges that no data transmission over the Internet is completely secure, and therefore, Internationalhealth.com cannot guarantee the absolute security of the transmitted information.
d) User Consent:
By using the Portal, the User agrees that their personal data will be processed in accordance with this Privacy Policy.
e) User Rights:
The User has the right to access, rectify, or delete their personal data at any time by sending a request to Internationalhealth.com through the contact means established on the Portal.

Conditions of Use of the Services
a) Capacity to Contract:
To use the Portal and the Services, the User must be of legal age and have the legal capacity to contract according to the laws of their country of residence. If the User does not have the capacity to contract, they may not use the Services.
b) Limited Liability:
Internationalhealth.com is not responsible for the accuracy of the quotes provided by the Companies or the products or services ultimately contracted by the User. The User is solely responsible for verifying and accepting the terms, conditions, and prices offered by the Companies before finalizing the contract for any product.

Intellectual Property
All content, including texts, graphics, logos, icons, images, videos, software, and any other information contained on the Portal, is the property of Internationalhealth.com or its providers and is protected by applicable intellectual property laws. The User may not copy, modify, distribute, transmit, or use such content for commercial purposes without the prior written consent of Internationalhealth.com.

Links to External Sites
The Portal may contain links to third-party websites. Internationalhealth.com has no control over these sites and is not responsible for the content, products, or services offered through them. The User accesses these links at their own risk.

Modifications to the Terms and Conditions
Internationalhealth.com reserves the right to modify these Terms and Conditions at any time. Any changes will be posted on the Portal, and continued use of the Services after the publication of the changes will imply acceptance of the updated Terms and Conditions.

Applicable Law and Jurisdiction
This contract will be governed and interpreted in accordance with the laws in force in Anguilla, without prejudice to the rights that may be granted to the User under the laws of their country of residence. Any dispute arising from these Terms and Conditions will be resolved before the competent courts of Anguilla.

Term
These Terms and Conditions will remain in effect indefinitely unless modified or canceled by Internationalhealth.com.