Universal VIP 5000

International Health Insurance provides worldwide medical coverage, gives you access to the best and most recognized clinics in the world, protecting you wherever you are. International Medical Insurance covers diseases and/or accidents.

Health insurance with international coverage is designed for people who before any unforeseen health issue would like to have access to clinics anywhere in the world to access the best treatments they need. It is also designed for people who for work or lifestyle, move constantly from country to country.

Travel assistance offers coverage for an emergency or discomfort that you have during your stay outside your country (they do not cover in the country of residence), for a certain period of time. Instead, international medical insurance is a much more complete product in terms of coverage. International health insurance can include hospital, ambulatory and even maternity coverage within your country and abroad.

The deductible is the amount you will have to pay out of pocket for covered health care services before your insurance plan starts to pay. For example, the "Universal VIP 5000" insurance, has an annual USD5000 deductible, therefore in a year you will pay the first USD5000 for all medical services you need, and then insurance will help you pay.

No. The maternity coverage of health insurance only applies if the pregnancy started within the validity of the insurance, that is, after the hiring date.

It is the maximum amount that your insurance will pay for medical services, covered by insurance, that you use in a year. This amount applies to each insured member independently.